|
YEAR
|
Salary
|
Contribution
|
Cost Basis
|
Balance
|
|
2020
|
$100,000.00
|
$6,000.00
|
$20,000.00
|
$25,000.00
|
|
2021
|
$103,000.00
|
$6,160.00
|
$26,160.00
|
$33,160.00
|
|
2022
|
$106,090.00
|
$6,320.00
|
$32,480.00
|
$42,132.00
|
|
2023
|
$109,272.00
|
$6,480.00
|
$38,960.00
|
$51,983.00
|
|
2024
|
$112,550.00
|
$6,640.00
|
$45,600.00
|
$62,782.00
|
|
2025
|
$115,927.00
|
$6,800.00
|
$52,400.00
|
$74,604.00
|
|
2026
|
$119,405.00
|
$6,960.00
|
$59,360.00
|
$87,533.00
|
|
2027
|
$122,987.00
|
$7,120.00
|
$66,480.00
|
$101,655.00
|
|
2028
|
$126,677.00
|
$7,280.00
|
$73,760.00
|
$117,068.00
|
|
2029
|
$130,477.00
|
$7,440.00
|
$81,200.00
|
$133,873.00
|
|
2030
|
$134,391.00
|
$7,600.00
|
$88,800.00
|
$152,183.00
|
|
2031
|
$138,423.00
|
$7,760.00
|
$96,560.00
|
$172,118.00
|
|
2032
|
$142,576.00
|
$7,920.00
|
$104,480.00
|
$193,807.00
|
|
2033
|
$146,853.00
|
$8,080.00
|
$112,560.00
|
$217,392.00
|
|
2034
|
$151,258.00
|
$8,240.00
|
$120,800.00
|
$243,023.00
|
|
2035
|
$155,796.00
|
$8,400.00
|
$129,200.00
|
$270,865.00
|
|
2036
|
$160,470.00
|
$8,560.00
|
$137,760.00
|
$301,094.00
|
|
2037
|
$165,284.00
|
$8,720.00
|
$146,480.00
|
$333,902.00
|
|
2038
|
$170,243.00
|
$8,880.00
|
$155,360.00
|
$369,494.00
|
|
2039
|
$175,350.00
|
$9,040.00
|
$164,400.00
|
$408,094.00
|
|
2040
|
$180,611.00
|
$9,200.00
|
$173,600.00
|
$449,941.00
|
|
YEAR
|
Salary
|
Contribution
|
Cost Basis
|
Balance
|
|
2020
|
$100,000.00
|
$19,500.00
|
$18,300.00
|
$23,000.00
|
|
2021
|
$103,000.00
|
$19,800.00
|
$38,100.00
|
$44,640.00
|
|
2022
|
$106,090.00
|
$20,100.00
|
$58,200.00
|
$68,311.00
|
|
2023
|
$109,272.00
|
$20,400.00
|
$78,600.00
|
$94,176.00
|
|
2024
|
$112,550.00
|
$20,700.00
|
$99,300.00
|
$122,410.00
|
|
2025
|
$115,927.00
|
$21,000.00
|
$120,300.00
|
$153,202.00
|
|
2026
|
$119,405.00
|
$21,300.00
|
$141,600.00
|
$186,759.00
|
|
2027
|
$122,987.00
|
$21,600.00
|
$163,200.00
|
$223,299.00
|
|
2028
|
$126,677.00
|
$21,900.00
|
$185,100.00
|
$263,063.00
|
|
2029
|
$130,477.00
|
$22,200.00
|
$207,300.00
|
$306,309.00
|
|
2030
|
$134,391.00
|
$22,500.00
|
$229,800.00
|
$353,313.00
|
|
2031
|
$138,423.00
|
$22,800.00
|
$252,600.00
|
$404,378.00
|
|
2032
|
$142,576.00
|
$23,100.00
|
$275,700.00
|
$459,829.00
|
|
2033
|
$146,853.00
|
$23,400.00
|
$299,100.00
|
$520,015.00
|
|
2034
|
$151,258.00
|
$23,700.00
|
$322,800.00
|
$585,316.00
|
|
2035
|
$155,796.00
|
$24,000.00
|
$346,800.00
|
$656,142.00
|
|
2036
|
$160,470.00
|
$24,300.00
|
$371,100.00
|
$732,933.00
|
|
2037
|
$165,284.00
|
$24,600.00
|
$395,700.00
|
$816,168.00
|
|
2038
|
$170,243.00
|
$24,900.00
|
$420,600.00
|
$906,361.00
|
|
2039
|
$175,350.00
|
$25,200.00
|
$445,800.00
|
$1,004,070.00
|
|
2040
|
$180,611.00
|
$25,500.00
|
$471,300.00
|
$1,109,896.00
|
Strategically Retiring
| Annual Market Growth Rate Expectations |
|
|
Retirement Withdrawal Ratios
LifeTime Value